FOR NONPROFITS OR ONLINE BUSINESSES

Choose your plan

WISHES.INC

Impact Essentials

  • 1 user
  • Up to 4 Categories
  • Payments cost:
    2.9% +30 cents
  • Can only run 1 story at a time
  • Mastercard Funding Only
  • ACH and Recurring Billing Capabilities
  • Silver Transparency Seal
  • Hosted Page

Free

 

Choose Plan

WISHES.INC

Impact Professional

  • 2 users
  • Up to 4 Categories
  • Payments cost: 2.7% +30 cents
  • Can run 2 stories
  • Wishes Mastercards & Bank Deposits
  • Visa/MC/Discoer/Amex acceptance
  • ACH and Recurring Billing Capabilities
  • Gold Transparency Seal
  • Hosted Page

$99

30 day trial

Choose Plan

WISHES.INC

Impact Premium

  • 3+ users
  • Up to 4 Categories
  • Payments cost: 2.5% +30 cents
  • Unlimited Story Creation, Any time
  • Wishes Mastercards & Bank Deposits
  • Visa/MC/Discoer/Amex acceptance
  • ACH and Recurring Billing Capabilities
  • Platimum Transparency Seal
  • Hosted Page

$199

30 day trial

Choose Plan

ANY PAYMENT, ANYWHERE

Wishes.inc Gateway capabilities

Wishes.inc offers the most intuitive and transparently brandable omnichannel payment gateway on the market. Processing over 1.8 billion transactions totaling $150+ billion a year, Wishes.inc gives you total control over affiliates, agents and merchants while enabling them to unleash new sources of value in the changing environment — all while putting your brand in front of your customers.

CORE FEATURES

  • Domestic & international currencies accepted
  • All major cards accepted
  • Processor connections
  • Virtual terminal
  • Recurring billing
  • Reporting capabilities
  • Third-party shopping cart integrations
  • Merchant portal
  • Multi-mid capabilities
  • Transaction routing
  • Product/ Inventory manager
  • White label customization
  • Frictionless growth
  • Cloud support

DATA SECURITY

  • Fraud scrubber
  • Tokenization & securely storing customer info
  • Verified by Visa/ Mastercard securecode
  • Account updater

ACCEPTANCE METHODS

  • Pos application
  • Mobile payments
  • Encrypted devices
  • Hosted payment form
  • Digital payment solutions
  • Electronic check
  • Batch processing
  • EMV capability

BACK OFFICE TOOLS

  • Quickbooks plug-in
  • Electronic invoicing
  • Level III processing
  • Gateway emulator
  • Convenience fee/ surcharge support

DEVELOPER RESOURCES

  • Gateway APIs
  • Mobile APIs/SDK
  • Out of scope APIs
  • Custom configurable API responses
  • EMV SDK

WISHES.INC

Invoicing

Easily create and manage digital invoices straight from the Wishes.inc Platform, from sendeing invoices to scheduling recurring payments and invoice tracking.

Customizable Digital Invoicing

Quickly create and send customizable invoices that mirror your business branding. Drag and drop multiple fields, select tax rates, and add memos for easy itemization.

Share Payment Links Anywhere

Send payment links via email or text message and give customers the freedon to pay for their purchases directly from their smartphone.

Schedule Future & Recurring Payments

Securely store customer profiles top automatically process future transactions, set recurring billing, and schedule payment reminders.

Over the Phone Payments

Improve your customer experience with over-the-phone ordering and curbside pickup. Easily process keyed payments for orders taken over the phone with the Wishes.inc Platform.

Securely Accept Keyed Payments

Safely key payment information into your computer, tablet, or mobile device using the highest level of PCI security.

Send Digital Payment Requests

Send payment links or invoices to be paid via email or text message and configure automatic payment reminders.

Payments On-the-Go

Conveniently accept customer payments in-person from anywhere business takes you using a phone, tablet, or bluetooth-enabled device.

Bluetooth-Enabled Readers

Increase business flexibility when taking in-person payments with dynamic mobile card readers suitable for a wide range of scenarios.

From Mobile Device to POS

Securely take payment on the go by turning any phone or tablet into a portable point of sale using the Wishes.inc iOS or Android mobile app.

Better Business Decisions at Your Fingertips

Manage and monitor the health of your business no matter where you are with quick access to powerful analytics and real-time reporting right from the mobile app.

WISHES.inc

Shopping Cart Integrations

Wishes.inc flexible payment solutions easily integrate with your already existing shopping cart. Our enhanced functionality offers advanced fraud protection, customer data management, and custom batch times to strengthen your eCommerce website.

Advanced Protection Built-In

Prevent unnecessary loss with robust security & fraud protection built for your eCommerce business. Reduce chargebacks by validating customer information instantly.

Set Automatic Batch Times

Customize the time to settle daily activity with automatic batch times you set right from within the Wishes.inc Platform. Improve cash flow with Same Day or Next Day funding.

CUSTOMER VAULT

Secure card storage for your Nonprofit.

Storing your donors credit card details for recurring billing purposes can be done by using our Customer Vault. The Customer Vault  maintains a unique token value that enables your nonprofit to repeat subsequent transactions without having to store or recollect and enter sensitive payment data. Stored card data is strictly regulated by PCI compliance, which is all managed through the Wishes.inc gateway.

FEATURES

  • Encrypts all sensitive payment details in the gateway so no personal data has to touch merchants’ environment
  • Merchants can quickly add new customer profiles to Customer Vault from card-present and card-not-present transactions, including Wishes.inc’s iProcess mobile app
  • Stores both credit card and electronic check payment details
  • When a merchant initiates a token-based transaction request, the sensitive payment information is loaded and processed behind the scenes. Access is granted through a secure online interface
  • Level 1 PCI compliant (highest PCI DSS level) since 2004

Securely stores customer details for future use, invoicing, recurring payments of memberships. Tokenization also facilitates valuable insights into customer buying behavior, by tracking token use in a single place.

Merchants can manage their business across all points of engagement and provide a seamless cross-channel customer experience, such as “click and collect” or “buy online/ return in store” to meet today’s customer expectations.

Eliminates PCI headaches and ever-changing compliance concerns for merchants.

Integrated with Wishes.inc Automatic Card Updater to future-proof transactions initiated with cards on files.

AUTOMATIC CARD UPDATER

Optimize your donation approval ratios

Did you know that 32% of all recurring donations fail because the donors credit card has either expired or has been lost or stolen?  With Wishes.inc, nonprofits can rest easy with our (ACU) Account on File technology.  ACU technology allows all cards in the customer vault to be automatically updated whenever the new card is activated and this is done without spending days, weeks or months trying to track down donors in order to get the old payments updated.  Rest assured that with Wishes.inc, your donors recurring payments will automatically updated so you can focus on your nonprofits mission and less chasing down failed payments.

FEATURES

  • Processor agnostic: works for any card/processor combination
  • Supports all recurring plans and memberships, with or without Customer Vault
  • Supports tokenized data in Customer Vault
  • Merchant-defined custom schedules run behind the scenes
  • Brandable documentation available

How does it work?
ACU keeps stored credit cards updated by validating data with the card networks. It seamlessly supports any card on any processor and produces a detailed report for every update.

BENEFITS FOR YOUR MERCHANTS

  • No update, no charge
  • Increased authorization and approvals
  • Improved customer retention and loyalty
  • Reduced customer service charges or cancellations
  • Eliminates the need to chase down customers for updated data

Reduce attrition and drive revenue with value-added services

Wishes.inc is the gateway of choice for many ISOs because of our flexible, customizable, and reliable platform, but what keeps them on, and growing on, our platform is our value-added services. Offering Wishes.inc’s value-added services to your merchants through the Wishes.inc Marketplace gives them another reason to stick with your business while giving you additional recurring revenue. By offering these next-level features, you can help reduce attrition by 45% while growing your bottom line.

AUTOMATIC CARD UPDATER

Ensures uninterrupted payments for merchants by seamlessly updating card- on-file account information.

CUSTOMER VAULT

Reuses tokenized cardholder data from previous transactions without having to store or secure it

PAYER AUTHENTICATION

Validates the shopper is actually the cardholder, prevent fraud and protect against unauthorized transactions.

QUICKBOOKS® PLUG-IN

Merchants can process transactions, create accounting entries or mark transactions as paid right from QuickBooks using SyncPay.

IPROCESS MOBILE PAYMENTS

Enables merchants to accept EMV card payments on a phone or tablet with turnkey mobile applications for Apple and Android devices.

ELECTRONIC CHECK

Lets merchants process electronic checks directly from their online storefront or through the Virtual Terminal.

LEVEL III PROCESSING

Helps qualify you for optimal interchange rates by passing on extended transaction data to payment processors.

ELECTRONIC INVOICING

Merchants can email invoices and allow customers to pay with just a few clicks.

FRAUD PREVENTION

Provides extra protection against fraudulent activity involving credit and debit cards with rule-based parameters for transactions.

KOUNT® ADVANCED FRAUD PREVENTION

Industry-leading, AI-driven fraud prevention that provides real-time risk analysis and fraud assessment leading to fewer false positives and increased sales conversion rates.

WEBHOOKS

Automate reporting workflow with instant transaction notifications

Staying on top of the transactions as they are happening takes reporting to another level. Webhooks offer developers and integrators a way to “subscribe” to the relevant transaction events as soon as they happen.

TRANSACTION INFORMATION AVAILABLE VIA WEBHOOKS

  • Transaction types: sale, auth, capture, void and more
  • Transaction statuses: success, failure, unknown
    (a reason will be provided)

Instead of running multiple queries to ‘pull’ the latest details from the gateway, you can now tell the gateway which events you want to be notified about, and what URL to notify, and you will receive an HTTP POST request with that data whenever the event(s) occurs.

Get notified about failed transactions (and other events you care about) as soon as they happen

Set up webhooks across your full merchant client list for easy, mass maintenance

Free your system resources by eliminating repeated pull queries that slow your infrastructure down and create unnecessary coding effort

Integrate webhooks into the tools you build to create additional functionality and improve merchant satisfaction

Your Customers.

Your Platform.

Your Payments.

Wishes.inc platform

Frquently Asked Questions

Does Wishes.inc offer any sign up bonuses?

Wishes.inc will pay you $1000 if we are not able to help you raise more funds and save you money on your payments acceptance.  Your organization has nothing to lose and everything to gain.

Nobody owns a nonprofit so, why do I have to provide my personal information?

Technically, there is a chairman and board members and other positions potentially with signing authority.  If there is no one single person, just put 0% on the ownership section, but we do need to tie the signor to the business so the rest of the information on the form is required.

If our business information is on the public domain can the Wishes.inc team just pull the public data and submit it with the file?

Yes

Is there different Funding Options for Wishes.inc?

The application form has some hard coded numbers for automated approvals which has a high ticket transaction limit of $10,000 per ticket and as long as you meet the minimum requirements of having a 650 credit score and a verifiable nonprofit you will be granted a minimum of $100,000 in monthly volume.  If you do more volume than 100K or need a higher ticket you can do either one of the options below:

Option 1
Submit the application as is and send an email to payments@wishes.inc after submission stating your current volume request and high ticket amount and a member from our team will get in touch with you within 24 hours.

Option 2
Send an email to chase@wishes.inc with the name of your business, website and monthly volume request and ticket size along with a good phone number where we can call you back and a member from our team will get back in touch with you within 24 hours.

Can I run fundraisers for administration costs as well as specific mission needs and have donations raised for admin costs go to our business bank account?

Yes. 

You can connect your business bank account by choosing one of the paid options below: 

Executive – $99.00 per month

  • 2 users
  • Connected banking for Admin expenses
  • Invoicing capabilities
  • 10% net commission earnings impactful spending 
  • Next Day Funding
  • Team payouts functionality
  • Official Transparency Seal, issued by the ICDTI Coalition
  • Flat Rate Pricing of 2.75% + 30 cents per transaction
  • Integrated Apis
  • Free Hosted Page for payments acceptance on your website 
  • Manage all merchant accounts until one login and dashboard
  • Level 2 Processing
  • Engagement capabilities with uploaded donor lists to share real time   results of campaigns and build real connection with your donors. 

                        Growth – $199.00 per month (Branded Portal)

                        • 5 users
                        • Connected banking for Admin expenses
                        • Invoicing capabilities
                        • 10% net commission earnings impactful spending 
                        • Next Day Funding
                        • Team payouts functionality
                        • Official Transparency Seal, issued by the ICDTI Coalition
                        • Flat Rate Pricing of 2.5% + 25 cents per transaction
                        • Free Hosted Page for payments acceptance on your website 
                        • Manage all merchant accounts until one login and dashboard
                        • Card Vault for recurring billing – PCI Compliant
                        • Level 2 Processing
                        • Engagement capabilities with uploaded donor lists to share real time results of campaigns and build real connection with your donors


                          Do we own our payment data and donor information?

                          Yes, as long as you’re our customer we will never reach out to your donors directly unless you administer contact through the Wishes platform.  Wishes has engagement tools which make it easy for your organization to share impact data and use of funds back to donors which allows your firm to raise more funds on a second call.

                          What is the ICDTI and how does it certify transparency and accountability?

                          The ICDTI stands for the International Coalition for Donation Transparency and Integrity, which is the doing business name of The Founder Sass Society Inc, a California public 501c(3) organization.  The Founder Sass Society was originally created as a private foundation focused on helping entrepreneurs turn ideas into scalable businesses since almost 95% of all startups fail without prior experience.  However, the private foundation was later repurposed into a public charity so we could connect the donations that were not getting allocated because donors were uncertain about how it was going to be spent.  As a donor, I wanted to understand the impact my donations were making and actually connect to the cause or person I helped and since GoFundme cant solve any of their biggest problems and every crowdfunding platform just trying to  copy them, I figured why not be the lighting rod and disrupt everything and provide the future of charitable giving now.

                          My nonprofit just started and I don't know what the size of the ticket or volume will be, so what do I do on the application?

                          The application is built for auto approvals and the barrier to entry for approval is a 650 credit score.  If you don’t have at least a 650, but would like to apply please email payments@wishes.inc and we will get back to you within 48 hours.

                          I have other businesses but they are not nonprofits, can I get them set up with Wishes.inc as well?

                          Yes, we work with hundreds of thousands of merchants and have the ability to support most business types.  If the other businesses have existing history we can get it going within a day or two and if it is higher risk, please send an email over to payments@wishes.inc first and someone from that team will get back in touch with you.

                          Do I have a customer service line and 24/7 support?

                          Yes, once you’re approved you will receive direct customer support desk and integration support if required.

                          What is the typical timeline for account approval after I submit the form and sign the application?

                          48-72 Hours for approval activation and we will setup your payment page and setup your customer success manager contact that same day